Credit Manager

Nutrien is a leading provider of crop inputs and services, and our business results make a positive impact on the world. Our purpose, Feeding the Future, is the reason we come to work each day. We’re guided by our culture of care and our core values: safety, inclusion, integrity, and results. When we say we care, we mean it. We’re creating an inclusive workplace where everyone feels safe, has a sense of belonging, trusts one another, and acts with integrity.   

Through the collective expertise of our nearly 26,000 employees, we operate a world-class network of production, distribution, and ag retail facilities. We efficiently serve growers' needs and strive to provide a more profitable, sustainable, and secure future for all stakeholders.  Help us raise the expectation of what an agriculture company can be and grow your career with Nutrien.  

This role will cover the Southeast region of the United States, including the Carolinas and Georgia. Applicants residing in one of these states are strongly preferred.

What you will do:

• Maintain responsibility for applying corporate credit and collection policies and procedures to the credit requirements of a designated number of customer accounts within specified dollar limits and normal credit lines
• Work closely with sales management and personnel to improve the sales potential of the region while protecting its accounts receivable investment
• Mentor and train junior credit employees as assigned
• Utilize credit reporting services to compile reports related to the credit history of potential customers
• Establish credit lines for individual accounts making all credit arrangements in accordance with established company policy and terms
• Analyze requests for credit to ascertain what information will be required to arrive at a sound decision
• Review assembled files and reports, analyze financial statements and supplementary information, make any further investigation and contacts required, evaluate the credit risk, and approve or reject accounts completing analysis summaries
• Direct all credit and collection activities of the designated credit area within the credit organization
• Maintain loan documentation files and monitors compliance
• Consult immediate superior for advice on particularly complex problems and cases requiring deviation from established policy
• Handle non-routine credit inquires and correspondence
• Plan and maintain a program for the systematic follow-up and collection of receivables
• Monitor the financial position of established accounts, and addresses irregularities as they arise
• Review the status of collections to assure that accounts receivable are in reasonably sound condition
• Follow closely the course of aging accounts and determine action to be taken
• Represent the company at creditors’ meetings and bankruptcy proceedings of customers
• Participate with management and others in periodic analysis of the market, economic, industry, and business conditions affecting the company's credit policy
• Supervise procedures related to use of collateral, lien instruments, UCC-1’s, and notes
• Process bad-debt charge-offs in a timely manner
• Oversee processing of accounts receivable and take appropriate action on collection irregularities, unearned discounts, clearance of finance charges, adjustments, corrective billing, credit memorandums, and customer inquiries
• Communicate with customers to resolve problems and negotiate payment schedules for delinquent accounts
• Prepare and submit operating reports to immediate superior on the status of accounts receivable
• Acts as staff liaison, and establishes consultative relationships with marketing, purchasing, legal, data processing, personnel, and other departments concerned with administration and credit and collection operations
• Initiate, develop, and maintain relationships with customers, financial institutions, services agencies, trade groups, credit organizations, attorneys, and others in the designated area of activity
• Other duties as assigned

What you will bring:

• Bachelor's Degree in Business/Accounting/Financing or related field
• 6-8 years of Commercial lending experience preferably agricultural lending and/or trade finance experience with approval authority
• Commitment to sustaining our safe and positive work environment while having the ability to embrace working side by side with others in a diverse culture 

Compensation & Benefits: 

Salary Range: $90,400 - $124,300 USD. This range is estimated for this position in Loveland, CO. Actual salary and benefits may differ based upon location.

We provide an attractive benefits package that includes comprehensive medical, dental, vision coverage, and life insurance and well as disability coverage for positions working more than 30 hours per week. In addition, we have a retirement program that encourages our employees to save for the longer term, with generous matching employer contributions.  Our benefit package also demonstrates our culture of care with paid vacation, sick days and holidays as well as paid personal and maternity/parental leaves and an Employee and Family Assistance Program.  Details of the benefits package will be shared in the application process.   

In addition to base pay, this role is also eligible to participate in our annual incentive plan consistent with the terms of our program(s) where discretionary pay out of awards is reflecting components such as performance of the company and the employee.  Details will be discussed through the application process.  

This information is provided in compliance with applicable state equal pay and pay equity legislation and is the company's good faith and reasonable estimate of the compensation range and benefits offered for this position.  The compensation offered to the successful applicant may vary based on factors including experience, skills, education, location, and other job-related reasons.  Nutrien also makes internal equity a consideration in all pay decisions.   

Ready to make an impact with us? Apply today!   

The estimated salary that Indeed, Glassdoor and LinkedIn lists does not represent Nutrien's compensation structure. Nutrien is an equal opportunity employer.  We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.   

This job will remain posted until filled. In accordance with Nutrien policies, you will be required to undergo a background check, and may be required to undergo a substance test. While we appreciate all applications we receive, only candidates under consideration will be contacted.  

Our Recruitment Process: Application > Resume Review > Pre-screen/Interview > Offer > Pre-Employment Conditions > Welcome to Nutrien  

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